The problem is in your include_path:
Code:
.:/usr/local/php5:~/ZendFramework-1.0.1/library/Zend
~ is a standard unix users home directory. For you it's /Users/dramsey, but for your web server (e.g. Apache) it would be different. Try include with absolute path or check in your php.ini if include_path is given with ~ or with /Users/dramsey.